Amazon Kindle eBook Reader Review

Amazon Kindle wireless reading device used in college pilot program makes it difficult to study according to Kindle review.

In a previous post I mentioned that my book Securing a Retirement Income for Life is only available in paperback. It is not available on the Amazon Kindle wireless reading device.

My point in writing about the Amazon Kindle was that in order for readers to experience the principles that set the process in motion towards achieving their goal of financial security and financial independence, it is necessary for them to actually read the printed book.

The Amazon Kindle is actually a pretty cool wireless reading device. I had a chance to read a few pages from various college textbooks on my son’s Kindle. He just finished his first year of college. As a first year student in engineering, he had a chance to participate in a pilot program for the Kindle. As a participant in the program, he used the Amazon Kindle eBook reader in place of textbooks.

Now that the school year is over, it was interesting to hear his Kindle review. So, was his experience with the Amazon Kindle better than with traditional college textbooks? Here is his assessment of the Amazon Kindle wireless reading device: It was interesting at first but I found it difficult to study. The screen refreshed too slowly and it wasn’t easy to go back and refer to something since there aren’t any page numbers. The overall experience did not serve me well.

Ticking Time Bomb: 43% of Workers Have Less Than $10,000 for Retirement

Much of what people are reading lately is about the overall lack of savings and the risk of running out of money in retirement. In one respect, this is good because it does highlight the problem of reaching retirement age with insufficient savings.

As indicated in the press release from the EBRI, fewer and fewer retirees can count on income from defined benefit pension plans. The burden of saving has shifted to the employee who must save through company sponsored DC plans.

Unfortunately, most individuals are not investment professionals. They are hard working people from all walks of life who have focused on their careers and providing for their family. Many people have not had the pleasure of focusing on the quality of their retirement life and whether they will indeed have the financial ability to live out their dreams. Instead, they have been planning to arrive at retirement.

What people need are solutions. They need to know what they can do. For example, many people have portfolios that have declined due to the financial crisis. It is important for people to understand that there are different investment approaches for different market regimes. They need to know how to protect their portfolio from changes in market conditions.

With the right information and unbiased financial advice, people can start from where they are right now and take control of their financial situation and provide for their own financial security and independence.
Read the Article at HuffingtonPost

Christmas Holiday: Gift Books

Have you recently ordered the Second Edition of Securing a Retirement Income for Life through your local bookstore or online from leading booksellers?

 

AMERICAN CYANAMID by George Eastman House

I understand that booksellers are currently experiencing a significant increase in orders which is probably due to the Christmas holiday season.

The Christmas holiday is a great time to buy gift books and these days with the uncertainty in the market, almost anyone will enjoy finance books about managing, protecting and preserving their wealth. The markets are more volatile than most investors realize and readers of Securing a Retirement Income for Life will undoubtedly be better positioned for the future. 

As a result of this increase in book orders, however, the delivery time may be longer than expected. If you would like to receive your gift books in time for the Christmas holiday, please order early to avoid the possible delay of your shipment.

Thank you and best wishes for a delightful holiday season!

Discount Purchase Program

We have received several requests from companies, large and small, interested in purchasing a quantity of our best-selling book, Securing a Retirement Income for Life for employees, customers and clients.

This book is available at a special quantity discounted price to use as a premium or for educational purposes. Books must be purchased in boxes of 20 (please call for pricing). 

If you would like to purchase a quantity of books for your employees, customers or clients or if you have any questions, please call 724.228.3440 or write to W.E. Griffith Publications, 1150 Washington Road, Suite 200, Washington, PA 15301.

G20 Summit 2009

The G20 Summit 2009 will be held on September 24th to the 25th in Pittsburgh, Pennsylvania. This is a great opportunity for the world to see Pittsburgh in a new light rather than the “smoky city” image of the past. It’s unfortunate that even to this day many people from outside of Pittsburgh still have that image.

Pittsburgh Skyline by JCardinal18

For those of us who know, Pittsburgh has made an incredible transformation over the years. This summit is an opportunity for Finance Ministers and Central Bank Governors from countries including Argentina, Australia, Brazil, Canada, China, France, Germany, India, Indonesia, Italy, Japan, Mexico, Russia, Saudi Arabia, South Africa, South Korea, Turkey, United Kingdom and the United States to see how Pittsburgh has emerged to become the world class city it is today.

Of course the G20 members will be in Pittsburgh to discuss key issues in the global economy. On a personal level, many people can certainly relate to how their retirement plan was affected by the economy and the recession over the last two years.

While a recovery can certainly help to ease some of the pain, the fact of the matter is that someday it will happen again. Hopefully, some people will take action and determine what changes can be made in their retirement plan to protect their retirement savings from another market decline or bear market.

Pittsburgh is much different than it was decades ago. In much the same way, we as individuals are different after we make it through a time of difficult financial circumstances.

While a discussion about key issues in the global economy is necessary, it is not sufficient. Just like a discussion about key issues pertaining to retirement and retirement planning is necessary, it is not sufficient.

Will a discussion about relevant issues in our economy influence financial decision-making such that people actually begin to take action?

Retire Early

Are you planning to retire early? The key factor for those who are planning an early retirement is to protect your retirement funds from another bear market.

There’s been a lot of information published recently about the fact that many people close to retirement age have seen their retirement funds disappear as a result of the recession and how delaying retirement by working longer might help them recover some of their losses.

While working longer than planned as a result of the recession can give them more time to save and presumably more time for their retirement savings to grow before they retire, what if there is another extended market decline (or bear market) right after they retire?

The key factor for those who are planning an early retirement is to optimize your investment portfolio with a mix of assets that will protect your retirement funds from a market decline or bear market and give you the income you want during retirement without exhausting your funds too soon.

After you start taking money out of your portfolio, a steep loss in your retirement investments due to downward fluctuations in the equity markets will increase the probability of premature portfolio depletion unless you have the right mix of assets to provide an income for life.

The Roadmap to Your Success

There are two very powerful principles that are an important part of the roadmap to your success. It is very important for readers of Securing a Retirement Income for Life to experience them.  Since the actual power behind them can only be experienced in the paperback version of the book, an ebook version is not currently available.

Although you could read the book on Amazon’s Kindle (if it were available), for example, you would not be able to experience the principles that set the process in motion towards achieving your goal of financial security and financial independence.  I explain the power behind them in Chapter 1 of my book and why it is so important if you actually want to be living the life of your dreams.

By the way, I actually had the chance to experience Amazon’s Kindle for the first time recently and I have to say it is a pretty cool device. I read a few pages from various college textbooks on my son’s Kindle. He is currently using it in college. He just started college this year and only time will tell if his experience with the Kindle is better than with traditional college textbooks.

The bottom line is this: The positive effect of these two very powerful principles is supported by empirical evidence. In other words, those who put the power of these two principles into motion accomplish significantly more than those who do not.

The power of these two principles will help you immensely if you set the process in motion towards achieving your goal of financial security and independence.